Buying Property Through Your SMSF
Speak to one of our SMSF experts
If it’s a commercial property for your business, or a residential property investment, a self-managed super fund is the only way to use your superannuation benefits to invest directly in property.
Understand the benefits of a self-managed super fund.
SMSF uptake has been steadily increasing since being legislated in 1999. By 2020, property investments within funds had risen to a whopping $157.2 billion. Here’s a few reasons why it’s a popular strategy.
Pay less capital gains tax (CGT)
CGT within a SMSF is generally capped at 10% and can drop to 0% if you start a pension.
Grow retirement savings faster
All income and capital growth goes into the SMSF, accelerating the growth of your super.
Buy commercial property
A SMSF can purchase commercial property and lease it to a related business, even your own.
Transparency and flexibility
Understand where your money is invested and adjust your investment mix as it suits you.
